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7 Steps to Starting a Business

Updated: Oct 19, 2020

By Joe Dichiara (As seen in the APeeling Digital Magazine)

As seen in the APeeling Magazine April 2020 Issue


That’s right! You don’t need any money to start your business off on the right track. In fact, after working with thousands of businesses over a thirty-five-year career as a CPA, I’ve found that most people that have money wind up wasting it, myself included! The truth is, I’m an entrepreneur who became a CPA because I wanted to learn about business. Boy, did I learn “What not to do and what to do in business” during that time. Today, I use my experience to help entrepreneurs avoid the mistakes I’ve seen made over and over again.


We spend time and money on useless do-dads, invest thousands in three day events and hire people we believe will lead us to the promised land, only to find out that they’re looking for it themselves. The truth is that no amount of money can buy success. If it were that easy anyone could just take out a loan (been there done that), pay it back and live the life of Riley. That’s not reality. Reality is this:


According to the SBA “50% of businesses fail in the 1st 5 years” and according to Forbes “8 out of 10 businesses fail in the first 5 years.” Regardless of who’s numbers you believe starting a business and staying in business is tough. My advice is to leave your checkbook at home because I’m going to provide you with the secret sauce that the inspirational event organizers don’t want you to know.

These are time tested, p