MarketAPeel created the below website for Winflex.
PHSP: Private Health Services Plan
Business Owners can create flexible health care plans, incentives, and bonuses for their employees, which will not increase the employees' personal income tax. In other words they pay for their health care needs with non taxable funds.
Business Owners are able to pay for the health care services they need and deduct those personal healthcare expenses against their corporate business income to reduce their tax bill.
Group benefit plans offer restrictive benefit dollar limits with increasing premiums and decreasing benefits. A Private health plan has no limits and covers more health services plus any dollar amounts in the plan at the end of the year can be rolled over and used in the future, while the tax deduction for that year is utilized.